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Under contract-accepting backup offers. FLORIDA ON A BUDGET. . . Thought your dream home in the Sunny Florida was no longer affordable? Surprise. . . this completely UPDATED unit is the exception to that rule!!! Perhaps the family chef would like to have GRANITE counter tops, BRAND NEW CABINETS, NEW Stainless appliances and a Breakfast Bar perfect for a morning cup of Joe. . . Got ya covered. . . Looking for an OPEN FLOOR PLAN. . . This is it. . . Or maybe you'd appreciate the new Spalted Maple Luxury Vinyl Tile flooring in the living space with new baseboard or the tasteful grey carpet in the bedrooms. . . Again, got ya covered. . . How about all new Fans and Fixtures. . . check that box. . . Need an updated bath with a walk in shower offering all NEW TILLE on the walls with a river rock floor and a solid glass shower door. . . this one is a Big Time YES and Amen. . . Still need a space for an office to work from home or a craft or sewing room for the hobbies you just don't want to let go. . . Absolutely understand and you can have that one too. . . IF you prefer a community where you can enjoy hours of summertime fun lounging about a crystal blue Pool, play some shuffle board, shoot a game billiards or have some fellowship playing cards with New Found Friends, you may have found you NEW HOME!!! OH, and did I forget to mention the beaches of Anna Maria Island are just a few miles up the road where you find sandy beaches, gentle ocean breezes and Spectacular Sunsets nightly. . . the Gulf of Mexico has been a calling card for Florida's West from the beginning and is still calling today. Furnishings can be negotiated by separate agreement so all you would need to bring is flip-flops, shorts, a swim suit, and a tooth brush to start your new laid back life in the Sunny Southland. Call TODAY You'll Be Glad you Did!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $984 | $1,269 |
Total Monthly Payment | $1,241 | $1,240 | $1,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.