LIVE THE MODERN LUXURY LIFESTYLE IN DESIRABLE STARKEY RANCH ~ NO FLOOD ZONE! Introducing a beautifully appointed Homes By Westbay Virginia Park custom built in 2021 spanning 3545 sqft offering 5 br, 4 ba, and 3-car garage, plus office, massive bonus room with a covered and screened lanai facing a large backyard that includes a playset! ENTIRE INTERIOR WILL BE FRESHLY PAINTED! The impressive Tuscan-inspired exterior, with its sophisticated tile roof, fine stacked stone accents, pavers, a front porch & lush landscaping sets the tone for the luxury within. Etched double glass inlay front doors welcome guests into the foyer. To the left is a dedicated office space with double French doors. A warm luxury vinyl flooring flows seamlessly through the main living areas, complemented by 8-ft doors that enhance the sense of grandeur. The signature open floor plan unfolds as you enter the main living area. A spacious grand room is fashioned with stylish ceiling fan, natural light from the pocketing 18’ sliders and can lights illuminate this sophisticated yet inviting space. Prepare to be impressed by this Modern Gourmet Kitchen featuring an abundance of custom 42in Shaker Maple cabinets & drawers in Grey Dove complimented by black hardware, Custom Hood, expansive island with seating & storage, Calcatta Alto quartz countertops and a step-down bakers rack with desk and additional cabinets. Appliances include 36" gas range, built in oven & microwave, Refrigerator and dishwasher. Modern lighting and Gooseneck faucet add to the attractive design element. The dining area in the kitchen fits a large table with 8 or more chairs and is great for entertaining. A guest bath off the grand room also could serve as a pool bath with Br 5 situated on 1st fl. Ascend the stairs to the massive bonus room which is multifunctional for many uses. Escape to the Primary Suite through the double door entry revealing a spacious sanctuary with ceiling fan and can lights contrast by dark blinds. Spa like ensuite exudes luxury with walk-in shower, sunken garden tub, 2 separate vanities with Navel cabinets and stylish complimentary quartz plus walk in closet. Well-sized br 3 & br 4 feature adjoining Jack & Jill bath. The laundry room is conveniently located close by. A 4th br and hall bath complete the 2nd story. Spend time relaxing on the extended covered and screened lanai with breezy ceiling fan. A large fenced backyard includes playset and can easily support a variety of outdoor design ideas. Additional features include: 8 ft interior doors, gas water heater with expansion, garage storage, recessed lighting throughout, paved driveway, lanai offers gas for grill, water softener, hurricane shutters and portable generator included! Starkey Ranch offers an unparalleled lifestyle w/ its Magnet K-8 school, 3 community pools, playgrounds, dog parks & 20 miles of trails and more! Enjoy regular community events and easy access to shops, restaurants & Publix. Make this beautiful home yours!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $675,200 | $675,200 | $675,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,379 | $4,379 | $5,975 |
Total Monthly Payment | $4,801 | $4,801 | $6,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.