BACK IN THE MARKET!!! BUYER FINANCING FELL THROUGH! One or more photo(s) has been virtually staged. Welcome to this beautiful renovated unique vintage home near the downtown historic district of Saint Cloud. You will be delighted with the quality of this updated 3 Bedrooms, 3 full bathrooms and one car covered carport. As you arrive, you'll be greeted by inviting a nice covered front porch, a perfect spot to relax. The interior of this home offers a perfect blend of warmth and style with an open concept design. The dining and living room area have a warm good size. The heart of this home is the kitchen and it is a true highlight, features new cabinetry, beautiful quartz countertops and newly sleek stainless appliances, making a dream space for cooking and entertaining. The bathrooms are equally impressive, boasting modern fixtures and stylish tile. The two downstairs bedrooms are split, the primary bedroom is in front and one to the rear of the home. Upstairs you'll find a loft for a small futon or desk, a full bath and third bedroom. A convenient door close to the kitchen provides easy access to the beautiful decking area and to the expansive backyard, perfect for outdoor entertaining, a fantastic setting for gatherings, while the front of the home ensures ample parking for residents and visitors alike. Get ready to fall in love with this charming home with new roof, new A/C, new water heater, new electrical panel, freshly painted interior and exterior and all floors completely redone with (LVP) Luxury waterproof vinyl plank, located in a quiet and well- established neighborhood with NO HOA & NO CDD just steps away from the East Lake Tohopekaliga and Lakefront Park in St Cloud where you can enjoy a beach, walking trails, fishing pier, running bicycles, a playground and a local restaurants. Moreover, the home's proximity to Lake Nona and Kissimmee, as well as easy access to major highways like the turnpike and 192. Property is currently zoned R-2 Single-Family Duplex. This Saint Cloud property is ready to be called home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,537 |
Total Monthly Payment | $2,153 | $2,151 | $2,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.