Under contract-accepting backup offers. LOCATION, LOCATION, LOCATION! This lovely Stretched Camellia Model 3/2/2 Home in the Desirable Village of Virginia Trace sits right outside of Lake Sumter Landing. You can walk back and forth to your favorite shops, restaurants, nightly entertainment and everything else available at this exciting waterfront square. This open and split floor plan consists of 1953 sq ft heated and has high end laminate flooring in the main areas and 1 guest bedroom, tile in the wet areas and carpet in the master and 2nd guest bedroom. The kitchen boasts beautiful granite countertops, updated solid wood cabinets with crown molding, pull outs, high end appliances including a gas stove, a pantry cabinet and a breakfast nook. The spacious master suite (19x14) is flooded with sunlight from the 2 windows and the glass slider connecting the bedroom to the enclosed florida room. There are 2 (His & Hers) walk-in closets, double sinks, granite countertops, a large linen closet, vanity area and a walk-in shower with a seat. The large enclosed florida room (28x12) is under heat and air providing 336 square feet of extra living space that is not factored into the sq footage of this home. It is accessible from the living room and has stackable glass sliding doors joining the two spaces together. This comfortable room features 2 ceiling fans wrapped in floor to ceiling acrylic windows with blinds and beautiful ceramic tile flooring. Outside is private (No houses behind you) and there is an extended brick paver patio perfect for getting some fresh air, Bbqing, or just relaxing. Get creative with your very own garden bed and enhance your view even more. Some other features of this home are the gas and electric utilities, 3 solar tubes, ceiling fans, inside laundry room and high ceilings. The 2 car garage includes pull down attic stairs and a utility sink. BONUS - All of the big ticket items are taken care of with a 2021 Roof, HVAC and Tankless Hot Water Heater are both 2018. Low Bond Balance of only $7371. 57. Come and live your best life today just steps away from the Best Square in The Villages! Call for a private showing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,200 | $355,200 | $355,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,393 | $2,333 | $2,995 |
Total Monthly Payment | $2,765 | $2,705 | $3,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.