Looking for a well cared for 4BR, 2. 1 bath Colonial in Litchfield? this spacious home features an open first floor with kitchen, dining and living room easily accessed. Living room has a fireplace and the dining area has a slider to a large deck overlooking the beautiful pool area. First floor primary bedroom with spacious bath area that bfeatures a steam shower and whirlpool tub. Three upper level bedrooms all feature laminate hardwood flooring and ceiling fans. 2 mini-split units on the first floor allow for your heating and cooling choices. Recently installed 31 solar panels will provide a generous payback on your electric bills. Current billing is based each quarter on generation and usage: last year seller had a credit of approx. $1, 500. New Assessment: $263, 370
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Laminate Floor | 11.0 x 15.0 | Upper |
Bedroom 2 | Ceiling Fan,Laminate Floor | 13.0 x 12.0 | Upper |
Bedroom 3 | Ceiling Fan,Laminate Floor | 10.0 x 14.0 | Upper |
Dining Room | Sliders,Hardwood Floor | 14.0 x 12.0 | Main |
Living Room | Fireplace,Hardwood Floor | 23.0 x 22.0 | Main |
Primary Bedroom | Ceiling Fan,Stall Shower,Whirlpool Tub,Laminate Floor,Tile Floor | 14.0 x 16.0 | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,594 | $2,561 | $3,321 |
Total Monthly Payment | $3,068 | $3,035 | $3,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.