Under Construction. This two-story home features 4 bedrooms and 2. 5 baths. There's a two-story foyer opening up to the spacious first floor open concept living/dining/kitchen. The kitchen has abundant counter space and an island perfect for entertaining. There's a pantry, under the stairs storage room, half bath and laundry on the first floor. Upstairs, you will find all four bedrooms and the loft perfect for upstairs entertaining. CUSTOM EXTERIOR includes 30-year mildew resistant dimensional shingles, Cement masonry finish walls & gables, Termite treated with Bora care-renewable after 1st year. Aluminum fascia & vinyl soffit Professionally landscaped yards, Insulated, fiberglass front & rear doors, Decorative coach lights on garage and front entry. EXCEPTIONAL INTERIOR includes Stain resistant carpet, Recessed LED lighting in kitchen & family room, Level 1 tile standard in kitchen, laundry, foyer, & bathrooms. Prewired for ceiling fan and 4 LED discs in family room, Pre-wiring for ceiling fans in all bedrooms with dual switches LED Disc, with rocker switches in all bedrooms, Knock down texture on all interior walls and ceiling, Generous walk in closets with ventilated shelving, 6 TV/Cable jacks or phone jacks, Vaulted ceilings, Wood Window Sills. Upgraded 5 1/4 baseboards throughout, 5 panel smooth finish interior doors with brushed nickel, lever door handles, Garage door opener prewired, Two tone Interior paint package 220-volt dryer outlet Custom cased openings, GOURMET KITCHEN includes Designer recessed lighting Custom wood cabinets with adjustable shelves Included, 36” upper cabinets with crown molding and custom bump out Stainless steel double bowl sink. Single lever brushed nickel faucet with pull out sprayer, Energy efficient multi-cycle dishwasher, Smooth top stove with self-cleaning feature, Space saver microwave built in, Ice maker connection. LUXURY BATH AREA includes Easy care garden tub/shower combination in master bath, Pull out drawers in most cabinets, Dual rectangle sinks, Upgraded brushed nickel faucets ENERGY EFFICIENCY includes Double pane insulated windows that tilt-in for easy cleaning, Energy efficient Whirlpool appliance package, R-38 ceiling insulation, Continuous soffit attic ventilation, Off ridge roof ventilation, 15 SEER Heat Pump with digital thermostat Low volume flush toilets CONSTRUCTION QUALITY includes Interior wood studs 16” on center, Professionally engineered roof truss system, Fiber reinforced concrete slabs with vapor barrier 200 AMP service, Engineered to meet or exceed all wind codes 50-gallon water heater, Finished garage interiors. Concrete, block construction , Taexx built-in pest control system. This community is only a short, 10-minute drive to downtown and less than 5 minutes to shopping, schools, and more! Winter Haven is perfectly situated in the middle of Tampa and Orlando, each of which is only an hour drive. Villamar is perfect for those seeking vacation amenities alongside neighborhood conveniences. Winter Haven is home to Legoland Florida, Willowbrook Golf Course, and Auburndale Speedway. Within Villamar itself, there will be many opportunities to suit whatever stage of life your family is in. All photos are of a finished 2405 model. Colors and finishes may vary.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $293,574 | $293,574 | $293,574 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,003 | $1,951 | $2,476 |
Total Monthly Payment | $2,150 | $2,098 | $2,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.