PRICED TO SELL! From the front of the home to the back, you'll fall in LOVE with the space. Sit out on the front porch and watch your friends wave as they pass by; the sun shades and a retractable awning will keep you cool and under shade throughout the day. Hold a party in the partially enclosed back patio and watch the sunrise as you start your day in paradise. This well maintained home has three large bedrooms, two baths, (one ensuite) a generous, enclosed, Florida Room, and an easy to live in open living room/kitchen combination. With wood or vinyl flooring throughout, an open kitchen design, eat in kitchen, what's not to love? This home is perfect for entertaining friends and family. Located in 55+ Caribbean Isles Residential Cooperative, there is NO LOT RENT, NO CDD, because when you buy you will own a Share ownership in the community. The monthly Maintenance Fee of $242 covers the clubhouse and community amenities, a heated pool, professional management, and many of the frequent social events. Located midway between Tampa and Sarasota/Bradenton, you will find much to do and see as the area is rich in events, shopping, restaurants, museums, beaches, and tourist attractions. Two international airports service the area as well, making your traveling adventures easy to get to. Bring your RV and/or boat. The community has a ten acre storage area available to residents at the modest annual fee of $120-$250 for each space. If you are ready to live in a well maintained community, with enough to do on-site and off-site to keep you active, this is the home for you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$247,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $197,600 | $197,600 | $197,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,348 | $1,313 | $1,694 |
Total Monthly Payment | $1,514 | $1,479 | $1,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.