Location Location Location!!! This one-of-a-kind Hampton on the water has awesome views and is located just a short walk to the Lake Vista Fitness Center, Indoor Lap Pool, Softball Field and more. This EXECUTIVE home is located in Del Webb's Spruce Creek Golf & Country Club, a +55 community located between The Villages and Ocala on Highway 441. So close to everything! The double, beveled glass front doors lead into the foyer with a gorgeous tile inlay. Wonderful water views immediately will greet you and your guests! The home has a huge kitchen with Corian countertops, double door pantry, wall oven and microwave and tons of 42" cabinets. The primary suite has views of the water, brand new engineered hardwood flooring, a tray ceiling and ensuite with double sinks and makeup counter, also a private water closet and HUGE walk-in closet. The home has a powder room off the hallway with direct access to the front door and door leading to the garage. There is a Murphy Bed with a closet and drawers in Bedroom 2 as well as, transom windows and views of the water. The "Den" is now a bedroom with an added built-in closet. There are built-ins in the family room and primary bathroom. There are skylights in the kitchen and hallway. The extended 2-car garage plus golf cart garage is HUGE with a storage area on the opposite side (one of the largest garages in the community). Drive and sidewalk are designer painted and garage has a sliding screen system. Huge screened-in lanai out back for entertainment pleasure with lovely views. The roof was replaced in 2023, the water heater in 2024 and the HVAC Carrier units were installed in 2016. Low HOA amenity fees of $184/mo. Seller is offering a 1 Year Broward Factory Service home warranty. Come check out this home today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,651 | $2,648 | $3,416 |
Total Monthly Payment | $3,112 | $3,109 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.