Welcome to this model like home located in Encore, a gated community in FishHawk Ranch. Encore is one of Tampa Bay's premier 55+ Communities. This gorgeous home offers 2 large bedrooms and 2. 5 baths, a den, a laundry room, and an open concept living area featuring a kitchen, dining room, and living room. This large and inviting space features a Chef's kitchen with a large island and an abundance of cabinet and counter space. The dining room has a beautiful built in wall unit, which offers extra storage, and a glass display for your China or collectables. The spacious living area has tons of natural light. This model also offers a built-in office space with extra cabinet space. The owner's retreat is a generous size with a large bath and walk-in closet. This home has an oversized covered lanai with an outdoor kitchen and plenty of room for a Hot Tub. A perfect place to entertain and enjoy Florida weather. This home comes with a brand new whole house generator. The exterior was painted in 2024. Encore offers a state-of-the-art clubhouse, The Oasis Club, which features a resort-style heated infinity pool and spa, covered lanai with grilling stations, tables and chairs, comfortable seating, TV's, pickle ball, bocce ball courts, fitness center, card rooms, and much more. A full-tine Lifestyle Director provides a monthly calendar of events which are open to all residents. Encore Residents also have access to amenities at Fish Hawk Ranch West which includes the Lakehouse, community pool, fitness, and recreational facilities. This EXCEPTIONAL home with too many upgrades to list is waiting for you. Priced below appraisal. Please call for a private tour.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $502 | $502 | $502 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,695 | $2,659 | $3,373 |
Total Monthly Payment | $3,272 | $3,236 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.