8186 Terrace Garden DRIVE N, #103, St. Petersburg, FL, 33709 | $247,000

SYRACUSE at Five Towns is the most desirable building in this beautiful conveniently located area of St Petersburg! This stunning spacious FIRST FLOOR condo has 1435 heated sq. ft. and just steps from your covered parking space. This unit was not damaged during either recent hurricane! The Syracuse building is one of very few that offers an additional parking space for a 2nd vehicle, if needed. This lovely condo has two large bedrooms, (split plan has great privacy for guests) plus two full baths. There is an entrance foyer with guest closet as you enter the living/dining area. The beautiful updated kitchen has granite counters and stainless steel appliances. There is a bonus room off the kitchen, overlooking a peaceful lake & wooded area - a great location for a breakfast area or office. In addition to all this space, there is an enclosed Sun Room with view of the lake & wildlife! Newer windows in 2016. There are electric hurricane shutters (front and back). The 14' x 8' laundry room with built in storage is just off the kitchen. (Washer and dryer included. ) The Syracuse Building offers an active social calendar, fire sprinklers, a workshop, bike storage and a "Wine Deck" on the 6th floor to enjoy relaxing view and sunsets!! Five Towns offers 6 pools, 2 clubhouses, tennis courts, shuffle board, billiards, card rooms, bocce, horseshoes and more!! The Syracuse monthly maintenance fee covers natural gas (for cooking, central heat and hot water heater), plus water, sewer, trash, recreation facilities, cable TV, internet, Insurance and flood insurance on the building, exterior maintenance, security, exterior pest control and pool maintenance. Rental and pet restrictions apply . This is a friendly and active 55+ community. Great location is close to shopping, restaurants, banks, medical facilities, the Veterans Administration (Bay Pines) Hospital & facilities plus the Intracoastal waterway. Approximately 15 minutes to Madeira Beach.

Features

  • Elevator: Y
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Lobby Key Required, Maintenance, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1987
  • Approx Sq. Feet: 1,435
  • Acreage: 8.59
  • Est. Taxes: $737
  • Condo Fee: $712 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone
  • View: Water
  • Adult Communities: Yes
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8244576
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/U8244576/8186terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 2:31:24 AM)
Listing courtesy of GINNY VAIL REALTY INC   Phone: 727-430-2428

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NMLS Mortgage Loan Originator ID 16953

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8186 Terrace Garden DRIVE N, #103, St. Petersburg, FL, 33709

$247,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $197,600 $197,600 $197,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $61 $61 $61
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,315 $1,313 $1,694
Total Monthly Payment $1,451 $1,449 $1,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.