4212 126th STREET W, #401, Cortez, FL, 34215 | $575,000

Welcome to your dream WATERFRONT coastal retreat in the heart of Cortez, Florida! Only 1 mile to the white sand beach!! This unit comes with a 40 foot boat dock and the community has approved boat lifts to be installed!! This is an END UNIT which has extra windows and tons of natural light! This charming two-bedroom, two-bathroom waterfront condo offers an unparalleled combination of comfort and breakwater access. Nestled within the serene community of Smugglers Landing, this property boasts direct access to the pristine waters of the Gulf of Mexico, making it an ideal haven for boating enthusiasts and beach lovers alike.

As you step inside, you'll be greeted by an open-concept living space with abundant natural light. The spacious living room features large sliding glass doors that seamlessly blend indoor and outdoor living, leading to a private balcony where you can savor the panoramic water views. Enjoy watching the manatees, dolphins and more from the balcony. Walking distance to some of the best beaches on the planet! You’ll love the feel of Anna Maria Island and Bradenton Beach with great restaurants and SOO many fun things to experience!

The kitchen has stainless steel appliances, granite countertops, custom cabinetry, and a convenient breakfast bar.

The master suite is a true sanctuary, offering a tranquil escape with its own private balcony access, ample closet space, and an en-suite bathroom. The second bedroom is equally inviting, perfect for guests or as a versatile space for a home office, with an adjacent well-appointed bathroom.

This condo also features in-unit laundry, ample storage, sperate storage shed with electric and covered parking for your convenience. The community amenities include 2 sparkling waterfront pools, a fitness center, tennis courts and beautifully landscaped grounds. Enjoy the best of Florida living with nearby dining, shopping, and recreational opportunities, all within a short drive from your doorstep.

Don't miss your chance to own a slice of paradise in Cortez, where every day feels like a vacation. Schedule a private showing today and experience the coastal elegance and charm of this exceptional waterfront condo.
Some key features/improvements:
Automated Hurricane Shutters and double pane upgraded sliding doors
New dishwasher
New washer/dryer
New microwave
New water heater
A/C 5 years old
Electric Car Charger
2nd New Fridge/Freezer in the private storage shed
No Carpet – Tile, Luxury Vinyl Plank and Hardwood Floors
Fully Furnished – Just bring your clothes and personal items
3 month minimum rental period
Long term renters are in place until May 2025 at $3, 000 per month! Purchase this unit and have your payments covered by the existing lease!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: SMUGGLERS LANDING PH II CONDO
  • Year Built: 1989
  • Common Charge: $3,509 Quarterly
  • Approx Sq. Feet: 1,180
  • Est. Taxes: $5,236
  • Lot Desc: FloodZone, City Lot, Near Public Transit
  • View: Water
  • Elem. School: Sea Breeze Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pool: Gunite
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: T3527570
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/T3527570/4212126thstreetw_cortez_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 1:10:36 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4212 126th STREET W, #401, Cortez, FL, 34215

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $436 $436 $436
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,795 $2,795 $3,635
Total Monthly Payment $3,323 $3,323 $4,163

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.