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106 Banyan DRIVE, Ormond Beach, FL, 32176 | $475,000
Price to Sell! This Beachside Bliss Awaits You! This beachside home couldn't be in a better location - just minutes away from the beach and five minutes from everything you need. Don't miss the chance to see this beautiful 1963 gem, lovingly maintained by its original owner. Nestled in a quiet neighborhood with no HOA, it offers a peaceful retreat among many longtime, year-round residents. This home exudes charm and elegance with over 2, 450 square feet of living space. It features 4 spacious bedrooms and 3 full baths, including two onsite suites. The generous square footage ensures plenty of room for everyone. You'll find two lovely living rooms, one of which would make a perfect office, conveniently located adjacent to the kitchen.
The home includes a 2-car garage with ample storage, meeting all your practical needs.
Step outside into the expansive backyard, where the ocean breeze will delight your senses. A large shed and new fence enhance the outdoor space, with a breeze block designed to maximize the refreshing sea air. Inside, the family room boasts a stunning real wood brick fireplace and custom pecky cypress accents, prized for their beauty and water resistance. The home uniquely features original wallpaper and real wood parquet flooring, now complemented by new luxury vinyl flooring throughout the living room and bedrooms. The vibrant 1960s colors add a touch of retro charm.
Upgrades Include
26K for impact windows and doors (10 windows and 2 doors)
2016 roof - 17 years left out of 25 years
2017 AC
Real Fireplace - Wood/ Capped but could be open
2019 Water Heater
Newer washer and dryer
Outside - Shed with New Doors
New Backside Fence
Breeze Block Fence that helps bring in more of that ocean breeze
Parquet Flooring - adjacent to kitchen
Concrete on back patio - less grass to cut
Minutes from the Ocean and the River. Great location and on a street that has no cut through. Don't miss the opportunity to call this Beachside Gem Your NEW Home!
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside
- Year Built: 1963
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,450
- Acreage: 0.22
- Est. Taxes: $2,156
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: FC301249
- Days on Market: 136 days
- Website: https://www.raveis.com
/prop/FC301249/106banyandrive_ormondbeach_fl?source=qrflyer
Listing courtesy of ADAMS, CAMERON & CO., REALTORS Phone: 386-445-5595
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
106 Banyan DRIVE, Ormond Beach, FL, 32176
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $180 | $180 | $180 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
| Total Monthly Payment | $2,783 | $2,781 | $3,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388