106 Banyan DRIVE, Ormond Beach, FL, 32176 | $475,000

Price to Sell! This Beachside Bliss Awaits You! This beachside home couldn't be in a better location - just minutes away from the beach and five minutes from everything you need. Don't miss the chance to see this beautiful 1963 gem, lovingly maintained by its original owner. Nestled in a quiet neighborhood with no HOA, it offers a peaceful retreat among many longtime, year-round residents. This home exudes charm and elegance with over 2, 450 square feet of living space. It features 4 spacious bedrooms and 3 full baths, including two onsite suites. The generous square footage ensures plenty of room for everyone. You'll find two lovely living rooms, one of which would make a perfect office, conveniently located adjacent to the kitchen.

The home includes a 2-car garage with ample storage, meeting all your practical needs.

Step outside into the expansive backyard, where the ocean breeze will delight your senses. A large shed and new fence enhance the outdoor space, with a breeze block designed to maximize the refreshing sea air. Inside, the family room boasts a stunning real wood brick fireplace and custom pecky cypress accents, prized for their beauty and water resistance. The home uniquely features original wallpaper and real wood parquet flooring, now complemented by new luxury vinyl flooring throughout the living room and bedrooms. The vibrant 1960s colors add a touch of retro charm.

Upgrades Include
26K for impact windows and doors (10 windows and 2 doors)
2016 roof - 17 years left out of 25 years
2017 AC
Real Fireplace - Wood/ Capped but could be open
2019 Water Heater
Newer washer and dryer
Outside - Shed with New Doors
New Backside Fence
Breeze Block Fence that helps bring in more of that ocean breeze
Parquet Flooring - adjacent to kitchen
Concrete on back patio - less grass to cut

Minutes from the Ocean and the River. Great location and on a street that has no cut through. Don't miss the opportunity to call this Beachside Gem Your NEW Home!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1963
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,450
  • Acreage: 0.22
  • Est. Taxes: $2,156
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC301249
  • Days on Market: 200 days
  • Website: https://www.raveis.com
    /prop/FC301249/106banyandrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 7:33:47 AM)
Listing courtesy of ADAMS, CAMERON & CO., REALTORS   Phone: 386-445-5595

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

106 Banyan DRIVE, Ormond Beach, FL, 32176

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $180 $180 $180
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,560 $2,526 $3,205
Total Monthly Payment $2,815 $2,781 $3,460

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.