PRICE IMPROVEMENT! The Hanover model home, nestled in the 55+ community of On Top of the World, sits on a large, secluded lot surrounded by mature landscaping and expansive greenspace. Upon entering, you're greeted by a tiled foyer and berber carpeting in the main living area. The living room features a triple slider that opens to an enclosed lanai, leading out to a spacious concrete pad ideal for grilling and social gatherings. To the left lies the guest bedroom and a bathroom equipped with a tub/shower combination. Adjacent is the den/flex space, enclosed by French pocket doors. The generous living room flows into the formal dining area, currently utilized as a library. The kitchen boasts white cabinetry, sleek corian countertops, and ample storage space. A quaint nook offers views of the tranquil backyard. The king-sized primary bedroom connects to dual walk-in closets and an en suite bathroom with a double sink vanity and a step-in shower featuring a bench. The laundry room houses a washer, gas dryer, additional cabinetry, and an upright freezer. The two-car garage includes an extra two-foot extension and a screened front. With a roof replacement in 2023 and an HVAC system from 2012, this home is ready for viewing—schedule your appointment today! All reasonable offers will be considered.
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,455 | $1,837 |
Total Monthly Payment | $1,668 | $1,631 | $2,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.