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1098 Hathaway Point Road, St. Albans Town, VT, 05478 | $389,000
Come enjoy Lake Champlain from your own little oasis. This 2 bedroom 840 square foot, south/southeast facing camp is perfect for enjoying the summer on the lake. It's on owned land and has had many upgrades throughout the years. Most notable is the standing seam roof that is on the camp and also on an additional shed. During their ownership the sellers have resided the camp including a 1. 5" styrofoam insulation board, added gutters, added insulation to the lake facing wall, cellulose insulation in the attic, put in all new windows and replaced the sliding glass entry door. Inside they have upgraded most of the flooring, put in place darkening shades along the lakeside windows and the sliding door to help keep the camp cool, installed a butcher block counter top, freshly painted the two bedrooms and installed a mini split to extend the summer season and cool you down when needed. There is a lot of added potential with this camp. The attic space has a high ceiling and may be an area for extra living space with the right vision. The outbuilding is very well built and could easily be turned into a fabulous entertainment space, she shed, man cave or the perfect spot for the kids and grandkids. All great ideas to entertain your family and friends while enjoying the summer on Lake Champlain. If you are looking for a place to recharge and enjoy lake life, schedule a showing today!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 three-quarter
- Style: Cottage/Camp
- Year Built: 1950
- Heating: Electric,Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 840
- Acreage: 0.24
- Est. Taxes: $2,974
- Lot Desc: Beach Access,Lake Access,Lake Frontage,Lake View,Level,Mountain View,Waterfront
- Water Front: Yes
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: Bellows Free Academy
- School District: Maple Run USD
- MLS#: 4998618
- Website: https://www.raveis.com
/prop/4998618/1098hathawaypointroad_stalbanstown_vt?source=qrflyer
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Listing Agent: Scott Gates
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NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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1098 Hathaway Point Road, St. Albans Town, VT, 05478
$389,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,668 |
| Total Monthly Payment | $2,393 | $2,391 | $2,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484