792 Los Alamos St, Saint Augustine, FL, 32095 | $549,500

***Price Reduced*** NOT IN A FLOOD ZONE, NOT EVEN IN AN EVACUATION ZONE, CONCRETE BLOCK AND NO CDDs, WHAT MORE COULD YOU ASK FOR!!!! Great neighborhood and some of the best schools in the state. Large open floorplan makes entertaining easy. This home has more than $70k in builder upgrades as well. Community offers a large lake with the Kayak launch just steps down the road. A community pool, pavilion, tennis, park, splash pad etc! Whether you are looking for a great place to raise your kids or your forever home to relax and enjoy life this is the house for you. 20 minutes to downtown St or the Beach. 15 minutes will get you to pretty much any restaurant you can think of and there is a Publix, Starbucks etc. just over a mile away. You are 10-15 minutes from the new Costco as well as the new Bass Pro Shop and Home Depot that are under construction. ***Rick Forbrich of Stockton Mortgage will provide 3/4 of a point to buyer who finances through him on this property 1-904-813-4431***

Features

  • Amenities: Clubhouse,Community Pool Heated,Tennis
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 7405
  • Year Built: 2019
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,687
  • Acreage: 0.17
  • Lot Size: 7405
  • Est. Taxes: $3,565
  • HOA Fee: $907
  • Lot Desc: Cul-de-Sac,Paved
  • Elem. School: Palencia Elementary
  • Middle School: Pacetti Bay Middle
  • High School: Allen D. Nease High
  • MLS#: 242069
  • Days on Market: 175 days
  • Website: https://www.raveis.com
    /prop/242069/792losalamosst_saintaugustine_fl?source=qrflyer
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Listing courtesy of Century 21 St Augustine Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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792 Los Alamos St, Saint Augustine, FL, 32095

$549,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,600 $439,600 $439,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.160%
Monthly Tax Payment $297 $297 $297
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,925 $2,888 $3,680
Total Monthly Payment $3,314 $3,277 $4,069

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.