Seller willing to contribute up to $4, 500 towards a 2-1 Temporary Interest Rate Buydown with preferred lender! This charming home has undergone a stunning transformation, boasting new upgrades throughout. The interior of this home features a brand-new A/C, newer windows, and new luxury vinyl plank and plush carpet. The kitchen has been updated with new cabinets, new appliances, and sleek quartz countertops. The bathroom features new tile flooring, vanity with new cabinets and countertop, and updated fixtures and plumbing. This home comes with a washer and dryer, conveniently located in the laundry room off the kitchen. This laundry room also features a countertop for extra workspace! The spacious, primary bedroom features a walk-in closet, and both bedrooms have new ceiling fans. This home also features a, 176sf, Florida room, perfect for relaxing or hanging out with friends or family. The exterior has been refreshed with new paint and landscaping and boasts a large front and rear yard. It’s conveniently located near restaurants, parks, and other amenities Winter Haven has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$194,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,960 | $155,960 | $155,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,025 | $1,037 | $1,315 |
Total Monthly Payment | $1,248 | $1,260 | $1,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.