Under contract-accepting backup offers. NO CDDS!! Nestled in the serene, GATED COMMUNITY of Ridge at Crossing Creek, this exquisite 3-bedroom, 2-bathroom home, built by Neal Communities, offers breathtaking views of a tranquil lake and lush nature preserve. Designed to embrace modern comfort and timeless elegance, the open-concept residence seamlessly blends sophistication with functionality.
A dedicated office space or den provides the perfect spot for working from home or enjoying quiet moments. The pristinely kept kitchen boasts quartz countertops, white cabinets, and an Italian porcelain backsplash, creating a sophisticated culinary space. Equipped with an LG Profile air fryer range and vented exhaust hood, the kitchen also features a large basin stainless steel sink with a designer faucet and a new garbage disposal. Ample storage is provided by a spacious pantry, ideal for organizing kitchen essentials and groceries.
Year-round comfort is ensured with a new Lennox HVAC system and whole-house fresh air ventilation. Throughout the home, updated lighting, new carpeting, and an updated shared bathroom with quartz counters, a new sink, and modern fixtures add to the allure.
Outside, the oversized lot offers plenty of room to add a pool and create an outdoor entertainment area. The covered lanai with an extended screen is perfect for relaxing and watching the vibrant wildlife. Plus, you can enjoy quick access to the community pool via a convenient backyard shortcut. The laundry room, complete with cabinets for storage and a utility sink, adds to the home's convenience.
Additional features include a 2-car garage with a workbench, two large walk-in closets, a solar attic fan, and whole yard sprinklers. The home has been freshly painted.
Community amenities enhance the lifestyle, featuring a resort-style pool with a spa and outdoor kitchen, as well as a kayak and canoe launch for easy water access. Located just minutes from UTC Mall and the white sand beaches of Anna Maria Island, Siesta Key, and Lido Beach, the home is also surrounded by numerous restaurants, embodying the Florida lifestyle.
Embrace the serene and sophisticated living experience in Ridge at Crossing Creek. This home is a true gem, combining elegance, comfort, and a prime location. Don’t miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,791 | $3,541 |
Total Monthly Payment | $3,342 | $3,304 | $4,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.