This one bucks the trend. Conventional wisdom says that all apartments in New York are compromises; however, there is little compromise in this one. Three bedrooms, two bathrooms, an open kitchen, a dining area that does not encroach on your living room, and a large (1, 366sf) private terrace make this an uncompromised "forever home. "
Another time-tested truth is that the home you want is 25% above your price range, but that is not the case here. Chances are you have
been looking for a 3-bedroom condo on the Upper West Side for a while and found that most are prohibitively expensive, so expensive that you dared not hope for a terrace. Until now!
The numbers make this apartment a find; the layout makes it a perfect home.
From the entry foyer, the home splits into two zones. To the right are the "private" areas, where all three bedrooms, both bathrooms and a
laundry room are located. The bedrooms each have a sizable window looking out onto your private terrace and come in three sizes: medium, large, and an extra-large primary bedroom. The primary has a very comfortable four-fixture en-suite bath and a wall of closets. The large bedroom is currently used as an office, but it could comfortably hold a king-sized bed if desired. Meanwhile, the medium offers a more intimate setting.
You turn left from the foyer to access the "public" spaces. First, there is a well-proportioned European-designed, open kitchen with enough
space for multiple cooks to fight over the top-of-the-line appliances. Two pantries with plenty of storage space and a bar area that can easily seat four make the space even more practical. The kitchen also abuts the windowed dining area, which makes it a valuable and pleasant space for dinner parties.
While the living room is comfortably sized, you have a lot more space than in most new developments because the dining area does not
infringe. The glass wall separating it from the terrace makes the space feel even more comfortable.
And so we finally get to the "piece de resistance. " Terraces come in all sorts of shapes and sizes, but they are hardly ever shaped and sized perfectly (32'x51' rectangle). Making it even more exceptional is the fencing, which not only provides incredible privacy to the terrace and the
entire apartment but also provides a sound buffer.
The building has a large fitness center, a children's playroom, an exceptional lounge (with an urban "glass house" feel), and a common roof deck, all conveniently located on the same floor as your new home.
But if you need to get out, 175 West 95th Street is ideally located near two strategically important subway stations, with the 1-2-3 line about 300 yards away. On the rare occasion that you desire more outdoor space, you are nearly an equal 5 minutes from Central Park and Riverside Park.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,240,000 | $2,240,000 | $2,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.795% | 6.472% | 5.966% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,895 | $13,975 | $18,751 |
Total Monthly Payment | $13,020 | $14,100 | $18,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.