9 Gale Road, Mongaup Valley (Bethel), NY, 12762 | $254,900
Are you looking for a highly energy-efficient home with affordable energy bills? No monthly delivery of fuel to worry about? Well, this home checks all the boxes, saving you lots of money, and, to top things off, it is completely renovated from top to bottom with a contemporary flair. Brand new siding, roof, heat/ AC Mitsubishi mini split heat pumps system, new energy efficient windows, doors, Stainless steel appliances, new 200 amp wiring, spray foam insulation, new septic system, and so on! From the moment you step inside, this home exudes warmth and charm. Pinch yourself because it feels like you just found that home on HGTV with all the most current tile trends, lighting fixtures, and colors. I can't forget to mention floor-to-ceiling closets and double sinks in the bathroom. With a freshly paved driveway, This charming home is a ray of sunshine perched on a knoll awaiting you, decorated with numerous ornamental plantings, including daffodils, hydrangea, dappled willows, and moonlight buttonbush. A beautiful rambling brook runs out back with views from your kitchen and dining nook area. Whether you are looking for a weekend place, a starter home, or the absolute perfect Air B&B home, this place is in a fabulous location just minutes from the area's biggest lake, Swinging Bridge Reservoir, and Bethel Woods Performing Arts Center. You are in the middle of it all! If you are looking for a home that won't break the bank to heat and cool, they don't get much more efficient than this!
Features
- Town: Mongaup Valley
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Contemporary, Cottage
- Year Built: 1930
- Heating: Electric, ENERGY STAR Qualified Equipment, Heat Pump
- Cooling: ENERGY STAR Qualified Equipment
- Basement: See Remarks
- Approx Sq. Feet: 940
- Acreage: 0.09
- Est. Taxes: $1,849
- Elem. School: Kenneth L Rutherford School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Microwave, Oven, Refrigerator
- MLS#: H6280094
- Days on Market: 354 days
- Website: https://www.raveis.com
/prop/H6280094/9galeroad_mongaupvalley_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9 Gale Road, Mongaup Valley (Bethel), NY, 12762
$254,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $154 | $154 | $154 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,357 | $1,355 | $1,720 |
| Total Monthly Payment | $1,586 | $1,584 | $1,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535