Introducing an incredible new construction opportunity in Saint Albans Town! This stunning soon-to-be-built home offers 3 bedrooms, 2 bathrooms, and a spacious two-car garage, situated on just over an acre, and overlooking the beauty of Maquam Shore. Surrounded by serenity, and presented by a builder who spares no detail, this home will be built with care, compassion, and undeniable build quality. The open floor plan invites seamless living, with a fluid kitchen and living area, which opens onto the 10' x 12' back deck. A guest bath and pantry complete the ground level, with direct entry to the garage. Upstairs, you'll find the primary suite, complete with a generous walk-in closet and double vanity setup. Two additional bedrooms and a convenient laundry area complete the upstairs. These plans have room for adaptation, and the builder is open to modifications to suit the buyer's needs. The lot will share a drilled well and private septic with Lot 4, directly below it, and will be serviced by a private road that is already in place. The build start date is late 2024 and is being offered as either a turn-key opportunity or construction loan. Please reach out for more information, and don't miss the opportunity to set down roots in one of the most picturesque settings that Franklin County has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,735 | $2,668 | $3,368 |
Total Monthly Payment | $2,867 | $2,800 | $3,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.