SELLER OFFERING A $2500 CREDIT FOR A RATE BUY DOWN OR CLOSING COST CREDIT WITH AND ACCEPTABLE OFFER! Welcome to your lock and go retreat in St. Augustine, Florida!This stunning 3-bedroom, 2-bathroom condo offers a perfect blend of cozy and charm!With updated appliances, as well as updates in the bathroom- this condo is not to be missed. Nestled in a vibrant community, enjoy easy access to the highway, restaurants, the beach and Historic St. Augustine. Not to mention ample parking!Step inside to discover a spacious open floor plan flooded with natural light, showcasing a large kitchen with sleek appliances, granite countertops, and ample counter space. The living area is perfect for entertaining guests or relaxing after a long day. Retreat to the serene master suite boasting a private en-suite bathroom and walk-in closet. Two additional well-appointed bedrooms offer versatility for guests or home office space. Not to mention the pocket office allowing there to be more than one work station. Outside, savor the Florida sunshine on your private balcony, ideal for morning coffee or evening cocktails while enjoying the beautiful outdoors. With convenient access to shopping, entertainment, and outdoor activities, this condo offers the ultimate Florida lifestyle. Don't miss your chance to call this St. Augustine gem your home sweet home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,418 | $1,821 |
Total Monthly Payment | $1,623 | $1,604 | $2,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.