This home is in the heart of Pinellas and it DID NOT FLOOD!! Lender is offering a 1 percent interest rate reduction for the first year on this home. With NO HOA, this elegant remodel includes a large primary suite with a huge walk-in closet - not what you expect when entering one of these classic Pinellas homes. Upon entering, you will move through the light and bright living area complete with a beautiful stone accent wall. Luxury finishes surround you as you enter the dining and kitchen areas. The large main suite is separated from the other 2 bedrooms for added owner privacy. Updates to the house include quartz countertops, wood plank flooring, new appliances, fresh exterior and interior paint, and even new lighting fixtures. Step outside to discover a spacious backyard that is fenced in, a one-car garage, an ample driveway, and a large front porch. Did I mention there is no HOA! Centrally located in Pinellas, you are 20 minutes to Madeira Beach, Downtown Tampa, Tampa International Airport, and under 15 to Downtown St. Pete, St. Pete Clearwater Airport - near everything Tampa Bay has to offer. Restaurants, Hospitals, Nightlife, Parks, Beaches, Etc, Etc - you name it, you got it here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $2,962 |
Total Monthly Payment | $2,623 | $2,620 | $3,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.