**This property qualifies for a closing cost credit up to $7, 500 through the Seller’s preferred lender. **Look no further than this immaculate 6-bedroom, 4-bathroom pool home located in the gated community of Ruby Lake. This like-new home is what dreams are made of being built in 2020 with the beautiful tile roof, pop of color on the shutters, door, and garage out front, and solar panels that are paid off! The paved driveway draws you in with a tandem 3 car garage up front. Make your way inside to find the first of the guest bedrooms that makes for the perfect work from home space with French glass doors welcoming you in. Continue into the home where you’ll find the grand formal dining room with the wood accent wall. Around the corner is the expansive open concept living room and kitchen with 2 sets of sliding glass doors creating a cohesive indoor-outdoor space. This dreamy kitchen features a large middle island with breakfast bar seating, quartz countertops, stainless steel appliances with a gas cooktop, and a large double door pantry. Downstairs are 2 more guest bedrooms and a primary bedroom. This amazing primary space features tray ceilings, spa-like ensuite, and the perfect walk-in closet. Make your way upstairs to find the amazing loft that has currently been split into 2 separate spaces by curtains for an additional family room and playroom for the little ones. Step out back to your little slice of paradise! The covered lanai extends to the screened in patio featuring your private saltwater pool featuring a sun shelf and hot tub. This fully fenced backyard provides minimal maintenance to enjoy lounging in the pool year-round with family and friends while enjoying your favorite movie on the projection screen out back. Enjoy resort-style living within the esteemed Ruby Lake community, offering an array of amenities including a clubhouse, fitness room, lake pier, resort-style pool, tennis courts and lawn maintenance is all included in your HOA dues! Conveniently located just minutes away from Orlando's premier attractions, major highways, top-rated schools, and an abundance of dining and shopping options, this exceptional home is the definition of luxury living at its finest. Schedule your private showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,031,200 | $1,031,200 | $1,031,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,240 | $1,240 | $1,240 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,603 | $6,688 | $9,054 |
Total Monthly Payment | $7,968 | $8,053 | $10,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.