8320 Riverside DRIVE, #103, Punta Gorda, FL, 33982 | $115,000

BUYER IS RESPONSIBLE FOR DELIVERY OF THE MOBILE HOME TO THE LOT, A/C AND INSTALLATION, UTILITY HOOKUPS AND ADDITIONAL STRUCTURES WHICH THE SELLER HAS THE CONTRACTORS TO PULL ALL PERMITS. Welcome to your brand new 2023 Timber Creek Home and lot in the serene, resident-owned 55+ waterfront community of Lazy Lagoon in Punta Gorda! Nestled near the banks of Shell Creek with quick access to the Gulf of Mexico, this property offers the perfect blend of tranquility and convenience. This asking price includes a 43x86 lot and a 2023 Lightning Model home from Timber Creek Housing. The single-wide home boasts 728 square feet of well-designed living space, featuring 2 bedrooms and 2 bathrooms. Water, electric and sewer are available at the lot. Whether you're a visiting snowbird or seeking a comfortable year-round residence, this home is ideal for your needs. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen has a range, refrigerator, dishwasher, ample counter and cabinet space for culinary and entertaining adventures. The eat-in kitchen overlooks the living area, creating an open and inviting space. The primary bedroom is conveniently located at one end of the home and includes an attached bath with a walk-in shower. Your guests will appreciate the nice-sized second bedroom and the full bath. Additionally, the laundry room is situated inside the home for your convenience. Lazy Lagoon residents enjoy a wealth of amenities, including a boat ramp, clubhouse, laundry facilities, storage area for your boat trailer, and a billiards room. The community's monthly fee of $230 covers ground maintenance, water, sewer, and trash services. Golf carts are welcome, adding to the ease of getting around this friendly neighborhood. This prime location is minutes away from historic downtown Punta Gorda, Fisherman's Village, restaurants, shopping, waterfront parks, and events. Within close proximity to I-75 and US-41, as well as Punta Gorda and Southwest Florida International airports, you'll have easy access to all your travel needs. Don't miss this opportunity to own a piece of paradise in Lazy Lagoon. Contact us today for more information or to schedule a viewing!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 2023
  • Heating: None
  • Cooling: None
  • Approx Sq. Feet: 728
  • Acreage: 0.07
  • Est. Taxes: $248
  • HOA Fee: $230 Monthly
  • Lot Desc: Cleared
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: C7493679
  • Days on Market: 174 days
  • Website: https://www.raveis.com
    /prop/C7493679/8320riversidedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:17:09 PM)
Listing courtesy of RE/MAX ANCHOR OF MARINA PARK   Phone: 941-205-2004

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8320 Riverside DRIVE, #103, Punta Gorda, FL, 33982

$115,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $92,000 $92,000 $92,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $21 $21 $21
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $635 $620 $783
Total Monthly Payment $731 $716 $879

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.