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Are you looking to own in South Down Shores, the gated waterfront community that offers a multitude of amenities while still enjoying your own peaceful setting? This beautifully upgraded 4 bed, 2 bath detached condo offers both. Open concept 1st floor boasts an inviting open layout, featuring a newly remodeled sunroom that extends your living space for year-round use. This sunroom opens up to lush greenery and woods, leading out to a charming patio, ideal for BBQ's, entertaining, or simply relaxing with your favorite book. Enjoy cooking in the modern kitchen with new appliances, and an open dining area. Cozy up in the living room by the brand-new gas fireplace, adding warmth and elegance to your living area. The nice size 1st floor bedroom sits beside a newly remodeled full bath and completes the 1st floor. Upstairs you will find 3 bedrooms, with the large one, which can be used as the primary, features a private deck with Trex flooring, perfect for savoring your morning coffee and. Beside that sits another remodeled full bath and separate laundry area and additional storage space add to the home's functionality. Enjoy the community's pristine sandy beach, complete with a clubhouse, and bathrooms. Take advantage of the Bocce Ball Courts, Basketball, Tennis, a waterfront greenbelt with Adirondack chairs to enjoy the great lake views, scenic walking/cross country trails, and boat club to name a few. Lake life living with all the perks. Close to all the Lakes Region attractions
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,999 | $623,999 | $623,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $604 | $604 | $604 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,204 | $4,204 | $5,393 |
Total Monthly Payment | $4,900 | $4,900 | $6,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.