456 Poverty Row, Whitingham, VT, 05361 | $599,000

Exquisite builder's home with quality craftsmanship throughout, offering 3 bedrooms and 2. 5 baths on 2. 66 beautifully manicured acres, featuring wild blueberry bushes and apple trees. Located in a quiet country setting on a paved public road, this home is less than a 5-minute drive to Lake Sadagwa & Harriman Reservoir for boating, kayaking, and swimming, It's a short drive to Mount Snow ski area and within walking distance to Town Hill Park to enjoy the playground, ball field, and stunning views. The main level boasts hardwood flooring, an updated kitchen with granite counter tops and stainless steel appliances, a light and bright living room overlooking the back lawn, a dining room with a wood-burning fireplace, a primary ensuite, a laundry room, and a powder room. Attached to the spacious tiled mudroom is a 2-car garage with a large room above, which could be finished to add over 900 sq ft of additional living space. The upper level features two large bedrooms with wood flooring that share a Jack and Jill bathroom. The partially finished basement offers a den/playroom, office space, bonus room, and a furnace room with exterior access. Enjoy afternoon sun on the back deck overlooking the serene backyard. This home is equipped with high-speed fiber internet, ideal for working from home. Additionally, there's a detached 28x28 two-car garage with heat, workbenches, and a large room above, providing potential for even more finished living space.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Cape
  • Year Built: 2000
  • Garage: 4-car Garage
  • Heating: Oil,Baseboard,Hot Water
  • Cooling: None
  • Basement: Bulkhead,Concrete Floor,Partially Finished,Stairs - Interior,Exterior Access
  • Approx Sq. Feet: 2,644
  • Acreage: 2.66
  • Est. Taxes: $7,266
  • Lot Desc: Country Setting,Open,Secluded,Slight,Trail/Near Trail,View,Wooded
  • Elem. School: Whitingham Elementary School
  • Middle School: Twin Valley Middle School
  • High School: Twin Valley High School
  • School District: Whitingham/Wilmington Sch Dist
  • MLS#: 4999340
  • Website: https://www.raveis.com
    /prop/4999340/456povertyrow_whitingham_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/4/2024
Listing courtesy of Deerfield Valley Real Estate   Phone: 802-464-3055
Listing Agent: Chad Lackey

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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456 Poverty Row, Whitingham, VT, 05361

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.802% 5.990%
Monthly Tax Payment $606 $606 $606
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,108 $3,068 $3,979
Total Monthly Payment $3,806 $3,766 $4,677

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.