Designed by Robert A. M. Stern Architect, the residences at St. Andrews are within a beautifully landscaped, gated-community surrounded by the gorgeous grounds of the Saint Andrews Golf Club. This Prestwick model home is an exquisite, corner unit bathed in natural light. Perched on a small hill, this unit is surrounded by greenery, yet conveniently located to the many amenities available to residents: a newly rebuilt swimming pool, renovated pickle ball & tennis courts, and high-end fitness center at the Carnegie Club. A breathtaking place to call home, this 4-bedroom, 3. 5 (renovated) bathroom unit spreads across 3 levels and 3470 sq ft. The welcoming entrance and main floor feature an open floor plan with a bright expansive living room, dining area, wood-burning fireplace, hardwood floors, powder room and a stunning kitchen complete with a large Cambria-quartz island, built-in Jenn-Air microwave drawer and Bosch dishwasher, plus a show-stopping, custom cobalt-blue glass backsplash behind a Fisher Paykal stove and breakfast nook. Additional highlights include a wrap-around, new, Trex deck off the dining area and attached garage off the main level. In the upper level you find the spacious primary bedroom suite with luxurious bathroom, plus laundry, two additional bedrooms and hallway bathroom. The lower level includes the fourth bedroom, another full bathroom, an expansive flexible space perfect for a family room where there is the second fireplace and sliders to a covered patio plus a large storage room. The residents and guests of St. Andrews benefit from dining privileges at the Club's restaurant, are less than an hour from Midtown, and close to Westchester's major roadways, shopping malls and restaurants. Schedule your tour today! Additional Information: ParkingFeatures: 1 Car Attached,
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,167,200 | $1,167,200 | $1,167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,811 | $7,378 | $9,850 |
Total Monthly Payment | $8,277 | $8,844 | $11,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.