Come and check out this clean beachside 3BR 2 BA 1. 5 possibly 2 car garage home just steps from the ocean in beautiful New Smyrna Beach! Home is located within city limits. This is a sought after location on a street with mature trees and nicely landscaped homes. Garage has room for beach toys, golf cart and a vehicle! New roof and fresh exterior paint in 2023. New A/C Condenser in 2022, new thermostat 2023, new Microwave 2021, new Bosch dishwasher 2022, new washer/dryer 2022, new water heater 2021. Rear concrete patio offers plenty of room for your BBQ grill. The shed in the back yard also offers additional storage for lawn equipment or extra beach toys! Just a short drive to Flagler Avenue and grocery stores, but still within walking distance to several restaurants and the beach. This is an ideal location for your full time residence or your beachside retreat! Plenty of storage with a kitchen pantry and extra closet just off the living room. Property dimensions and square footage was gathered from public records. Room dimensions are approximate, please verify all dimensions that are material to your purchase.
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Our Executive Mortgage Banker:
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$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,423 |
Total Monthly Payment | $4,205 | $4,245 | $5,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.