Tucked in the rolling hills of New York's lower Hudson Valley, just minutes from the vibrant riverfront village of Cold Spring, is this delightful one-owner custom contemporary colonial home offering luxury amenities and privacy among the wooded and serene Lane Gate Road. The meandering driveway leads to a beautifully landscaped front entry with full-length front porch overlooking the delightful grounds. The two-story sun-soaked entry hall leads to a large chef-style, eat-in kitchen with granite counters, center island and high-quality appliances. The kitchen is open to a great room with soaring, vaulted ceilings and a stone fireplace for ambiance and seasonal comfort. Hardwood floors and large custom windows bring in seasonal views. These areas combined with the adjacent formal dining room hit every entertaining note you can think of. What's more is the rear deck overlooking a level lawn providing for relaxation and fresh air in all seasons. A bonus room could serve as office / den or library. Upstairs are 3 bedrooms and 2 full bathrooms, including the primary suite with luxurious bathroom en-suite. In every aspect the home feels comfortable, private, yet welcoming with free-flowing floorplan. The unfinished basement is open for opportunity and the attached lower-level, 2-car garage is perfect for keeping your vehicles and toys out of the elements. Enjoy all the Lower Hudson Valley and the Cold Spring / Beacon / Garrison area have to offer including world-class outdoor recreation, dining, arts institutions and more. Minutes to Boscobel, Hudson River waterfront, Magazzino, Manitoga, DIA Beacon and more. Approx 50 miles to NYC and just over 1hr via metro north Hudson Line. Here and now is a unique opportunity for weekend retreat or forever home. Owner financing available. Also available for rent. Additional Information: Amenities: Soaking Tub, Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Wine Refrigerator, ConstructionDescription: Vinyl Siding, Flooring: Carpet, OtherEquipment: Generator,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,720 | $1,720 | $1,720 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,224 | $5,740 | $7,701 |
Total Monthly Payment | $7,069 | $7,585 | $9,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.