*Please continue to show* Tucked away in the scenic Hudson Valley, this colonial home offers the perfect blend of privacy, charm, and convenience in Cold Spring, NY. Located just 50 miles from New York City, this property provides a serene retreat with the added benefit of easy access to one of the world’s most vibrant cities. This beautifully designed home sits on 2. 02 acres of lush, wooded land and features an impressive 3, 858 square feet of interior living space. Its timeless colonial design and spacious layout make it an ideal choice for anyone seeking a balance of elegance and comfort. Step inside to discover vaulted ceilings, gleaming hardwood floors, and oversized custom windows that flood the home with natural light. The heart of the home is the chef-style kitchen, complete with granite countertops, a center island, and premium stainless-steel appliances. Adjacent to the kitchen is a stunning great room with a stone fireplace, perfect for cozy gatherings and seasonal enjoyment. A formal dining room nearby provides a sophisticated space for entertaining. A bonus room offers the flexibility to serve as an office, library, or additional bedroom. Upstairs, the home features three bedrooms and two full bathrooms, including a luxurious primary suite with a spa-like bathroom. The lower level of the home includes an unfinished basement, offering ample space for customization. This area is ideal for creating a home gym, workshop, or additional storage. The attached two-car garage provides convenient access and protection for your vehicles, along with extra space to keep outdoor equipment safe from the elements For added appeal, the seller is offering financing with below-market rates, providing an exceptional opportunity for qualified buyers. This unique offering ensures a smoother buying process while making this dream home even more accessible. Outdoor living is just as inviting, with a full-length front porch, a large rear deck overlooking the private lawn, and plenty of space for relaxation or entertaining. The tranquil wooded surroundings create a peaceful atmosphere, making this property feel like a true sanctuary. Located within Haldane School District, this home is just minutes from the Metro-North train station, charming local shops, and fine dining options. Outdoor enthusiasts will love the nearby hiking trails at Hudson Highlands State Park, while cultural attractions like the Boscobel House and Gardens and the DIA: Beacon Museum are easily accessible. Whether you’re searching for a private retreat, a year round home, or a commuter haven, this property offers an unmatched combination of comfort, style, and location. Don’t miss the opportunity to make this Hudson Valley gem your own, schedule a viewing today!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $1,720 | $1,720 | $1,720 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,578 |
Total Monthly Payment | $6,997 | $7,435 | $9,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.