Summer is just getting started and you can enjoy the fun on Millville Lake! Welcome to this cute home which has gone through some updates over the last year. Enter the front door and you will be welcomed by a transformed open 2 story foyer with new stair railings adding some flair. The modern kitchen has a NEW stainless refrigerator and dishwasher and the updated full bath is on the 1st floor. A NEW 2nd floor 1/2 bath with stylish finishes was added in 2024. Summer heat can be beat with the CENTRAL AIR and added 2nd floor mini split. Water views from the primary bedroom and double closets too. Laundry is just steps away so no carrying bundles of clothes up and down stairs. NEW oil tank was added in the Fall of 2023. Entire interior freshly painted with neutral colors adds appeal. Step out back to your extended living space complete with gazebo, patio dining areas and garden. Double sheds provide plenty of space for all the water toys and tools. Garage parking with newly added door opener will keep the vehicle snow free in the winter. With the standby GENERATOR you will never by left in the dark again. Relax by the lake or kayak around viewing all the nature on the lake. Salem offers the new Tuscan Community with hotels, shopping and restaurants. Tax free Rt 28 is minutes away and commuters will love the easy highway access. Showings start at the open house Saturday at 11am.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $365,600 | $365,600 | $365,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,463 | $2,430 | $3,135 |
Total Monthly Payment | $2,940 | $2,907 | $3,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.