BEST PRICED POOL HOME IN THE AREA! FEMA X ZONE No Flood Insurance Required. Welcome to this Charming Tropical Oasis ~ a thoughtfully designed split 3-Bedroom 2 Bath POOL Home in the highly sought-after part of Port Charlotte with BRAND NEW ROOF (2023) and BRAND NEW Garage Door Opener July 2024, and NEW Laundry Tub August 2024 and fresh paint in the main living room! Enjoy the convenience and privacy of this split-bedroom floor plan, ideal for families or guests, with 3 full closets, 1 Walk In Closet, and additional storage closets! From the moment you enter, you'll love the natural light and volume ceilings. The Foyer opens to the Family Room with Wall Mount TV, and the oversized Dining Room is large enough to serve as Dining & Living Room with Decorative Fireplace. The galley Kitchen serves as the heart of this home, offers easy access to the Laundry Room, and storage areas. With Pool Views from nearly every room, you will love living in your own tropical paradise, with naturalistic gardens, Florida native plantings and a NEW Privacy Fence out back! Your Covered Lanai, large Patio Area and full Screen Enclosure will enhance the enjoyment of your outdoor living spaces. The Primary Suite offers a LARGE WALK IN CLOSET, plus TWO standard closets, Sliders to Pool area, dog door to the backyard, and private bath with Dual Sinks, Vanity counter with Mirror, Tiled Shower and Pocket Door. Both Guestrooms are partitioned from the Main Living areas, and share a Full Bathroom with access to Lanai. Other features include Fresh Exterior paint (2024) ReRoof (2023) Rescreen panels as needed in (2023) Water Heater (2019) HVAC System (2015) Septic system (2015) plus a 2 Car Garage with a BONUS GARAGE SPACE with Natural Light perfect for a WORKSHOP, Bikes, Motorcycles or Golf Cart, PLUS Exterior Service Door! This property offers a Prime Location, with NO HOA and is Situated high and dry on an X ZONE lot, so it does not require flood insurance offering peace of mind and $$$ savings. This property offers easy access to world-class fishing and boating opportunities, SunSeekers Resort, downtown Punta Gorda, as well as close proximity to Venice, fast growing North Port and I-75. Start Living the SW Florida lifestyle. Please take our 3D Tour and call for your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,000 | $254,000 | $254,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,690 | $1,669 | $2,142 |
Total Monthly Payment | $1,934 | $1,913 | $2,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.