One or more photo(s) has been virtually staged. Under Construction. New Home Under Construction! USDA Eligible!
Welcome to your perfect starter home, nestled in a picturesque setting with a stunning water view. This brand-new construction offers an inviting blend of comfort and style, making it the ideal choice for first-time homeowners.
Featuring 3 spacious bedrooms and 2 modern bathrooms, this home is designed with an open floor plan that seamlessly connects the living, dining, and kitchen areas. Imagine entertaining in your backyard while enjoying the serene and beautiful water view. The thoughtfully planned layout ensures that every square foot is utilized efficiently, providing ample space for both relaxation and gatherings.
With construction nearing completion, this home promises modern amenities and high-quality finishes throughout. The open-concept design allows for easy flow and plenty of natural light, creating a bright and welcoming atmosphere.
This home is also USDA eligible, offering incredible financing options that can make your dream of homeownership even more attainable. Don't miss this opportunity to own a new home in a beautiful location. Experience the joy of homeownership with a view that will inspire you every day. Contact us today to learn more and schedule a viewing. Your dream home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $12 | $12 | $12 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,302 | $1,652 |
Total Monthly Payment | $1,407 | $1,389 | $1,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.