124 Ponce Terrace CIRCLE, Ponce Inlet, FL, 32127 | $1,179,000

Exquisite New Construction Coastal Estate in Ponce Inlet with 3, 697 SF under roof. Experience unparalleled luxury and tranquility in this custom-designed 4-bedroom, 4-bath estate, perfectly situated on nearly half an acre of conservation land backing up to water. Nestled on a serene cul-de-sac in the heart of island life, this professionally staged masterpiece offers the ultimate blend of modern elegance and natural beauty. Start your mornings with the soothing sound of ocean waves from your private balcony or unwind in your personal pool oasis, surrounded by lush landscaping in this idyllic island setting. As you step through the grand double doors, prepare to be captivated by soaring 20-foot ceilings and a wall of glass that seamlessly merges indoor and outdoor living, showcasing breathtaking views of the pool and creek. The centerpiece of the living room is a dramatic 20-foot bump-out feature wall, equipped with an 80-inch electric fireplace and a recessed TV, perfect for upscale entertaining or cozy nights in. The gourmet kitchen is a chef’s dream, featuring stunning quartz countertops with striking blue veining, a sleek 36-inch cooktop with a range hood, an in-wall Wi-Fi-enabled oven/microwave combo, and custom white soft-close shaker cabinets. Elegant glass pendant lighting highlights the expansive 7-foot island, the heart of this home and a favorite gathering spot for family and friends. Spanning 3, 697 square feet under roof, this exceptional property includes a flexible office space that can easily serve as a fifth bedroom, offering the versatility to suit your lifestyle. This estate provides unmatched value in the sought-after Ponce Inlet community. Don’t miss the chance to live in this island sanctuary where elegance meets coastal charm. Schedule your private showing today and discover the lifestyle you’ve been dreaming of.

Features

  • Rooms: 5
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 57 x 140
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,925
  • Acreage: 0.39
  • Lot Size: 57 x 140
  • Est. Taxes: $3,135
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Pool: Gunite, In Ground
  • Appliances: Cooktop, Dishwasher, Disposal
  • MLS#: O6212662
  • Days on Market: 164 days
  • Website: https://www.raveis.com
    /eprop/O6212662/124ponceterracecircle_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/4/2024 3:25:02 AM)
Listing courtesy of SHORES REAL ESTATE   Phone: 407-353-0106

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

124 Ponce Terrace CIRCLE, Ponce Inlet, FL, 32127

$1,179,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $943,200 $943,200 $943,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.636% 6.684%
Monthly Tax Payment $261 $261 $261
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,039 $5,962 $8,216
Total Monthly Payment $6,425 $6,348 $8,602

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.