MOVE RIGHT IN to this BRAND-NEW Captiva plan home, completed in November 2023, with over $200k in luxurious upgrades. Nestled on a premium waterfront homesite in the gated Canoe Creek community, this home offers picturesque lake views, a serene preserve backdrop, and a scenic walking path—all with no front-facing neighbors. Skip the long 12+ month building process and enjoy this exquisite home now! As one of the final homes in the Coastal Collection for this phase, it sits on one of the largest homesites in the community, offering both space and exclusivity. A charming front porch welcomes you into a thoughtfully designed interior featuring an extended 3-car garage, IMPACT-RESISTANT WINDOWS AND SLIDERS, and an elegant glass entry door. Inside, the open-concept layout showcases beautiful luxury vinyl plank flooring (no carpet!), a versatile bonus room with double doors, a private den/office, and two generously sized guest bedrooms. One guest bedroom includes its own en-suite bathroom for added comfort and privacy. Crown molding throughout and tray ceilings with extra detailing in the owner’s suite, club/bonus room, and great room add a touch of sophistication. The chef’s kitchen is a showstopper, featuring custom double-stacked cabinetry with lighting, soft-close drawers, pull-out shelving, a custom curved hood, and a spacious island with decorative panels and a scratch-resistant undermount sink. High-end appliances include a five-burner Fulgar Milano gas cooktop, a built-in oven, convection/microwave oven, stainless steel dishwasher, and all are complemented by stunning quartz countertops. The luxurious owner’s suite is bathed in natural light and includes an expansive closet and spa-like en-suite bathroom with a large walk-in shower, designer tile work, quartz countertops, and premium fixtures. The home’s design maximizes indoor-outdoor living with an extended lanai offering multiple entertainment areas, accessible from the great room, dining room, and bonus room. The lanai includes an outdoor kitchen with granite countertops and space for a private pool, making it ideal for entertaining or relaxing. Practical details include smart home features, pre-wiring for a security system, a wireless access point, epoxy-speckled garage flooring, upgraded pantry shelving, and a large laundry room with upper cabinets and a laundry sink. Canoe Creek is a low-maintenance community with NO CDD fees and a host of amenities, including a lagoon-style pool, spa, fitness center, clubhouse, pickleball courts, a dog park, community events, and an on-site Lifestyle Director. Its prime location offers easy access to Lakewood Ranch, water activities at the Manatee River, and the cities of Sarasota, St. Petersburg, and Tampa. Plus, it’s conveniently close to Gamble Creek Farmer’s Market, where you can enjoy fresh local produce and goods. Elevate your lifestyle with this incredible home and community!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $768,000 | $768,000 | $768,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $741 | $741 | $741 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,981 | $4,918 | $6,743 |
Total Monthly Payment | $5,814 | $5,751 | $7,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.