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78 Ryan Road, Northampton, MA, 01062 | $449,000
Close to downtown Florence this 4 bed, 1. 5 bath home envelops you in warmth & relaxation. The sun-room beckons for summer gatherings, perfect for movie night & as a handy playroom/mudroom area. The heart of the home, the eat-in kitchen, invites togetherness with its oversize windows, butcher block island & breakfast nook. A charming corner hutch in the formal dining room sets an inviting stage for meals and the adjacent living room a great place to relax afterwards. A half bath and laundry area are easily located just off the kitchen. Up, 4 bedrooms await as comfortable retreats. The full bath rejuvenates and beautiful hardwood floors grace most rooms, adding classic warmth underfoot. Set on just over 2 acres of land with a private backyard and lovely plantings & privacy hedges that enhance the outdoor spaces making it a perfect spot to add your own creative ideas or play areas. A one-car garage provides convenient covered parking & extra storage. Close to Sawmill Hills Hiking Trail.
Features
- Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, House of Worship, Marina, Private School, Public School, T-Station, University
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: First Floor, Gas Dryer Hookup, Washer Hookup
- Style: Colonial
- Year Built: 1890
- Garage: 1-car Detached
- Basement: Partial, Concrete
- Approx Sq. Feet: 1,898
- Acreage: 2.03
- Est. Taxes: $6,849
- Lot Desc: Gentle Sloping, Level, Other
- Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
- MLS#: 73249269
- Website: https://www.raveis.com
/prop/73249269/78ryanroad_northampton_ma?source=qrflyer
Listing by Jeanne Troxell Munson courtesy of The Murphys REALTORS®, Inc.
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | Second |
| Bedroom 3 | Closet, Flooring - Laminate | Second |
| Bedroom 4 | Closet, Flooring - Hardwood | Second |
| Dining Room | Flooring - Hardwood, Wainscoting, Lighting - Overhead, Crown Molding | First |
| Kitchen | Flooring - Vinyl, Window(s) - Picture, Dining Area, Kitchen Island, Exterior Access, Stainless Steel Appliances, Lighting - Pendant | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Closet, Flooring - Hardwood | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John Carlos MachadoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2064879
860.604.0905
JohnCarlos.Machado@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 Ryan Road, Northampton, MA, 01062
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
John Carlos Machado
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $571 | $571 | $571 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,080 |
| Total Monthly Payment | $3,036 | $3,033 | $3,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630