50 BEACH COTTAGE Lane, Atlantic Beach, FL, 32233 | $1,525,000

Experience the epitome of Atlantic Beach living in this exquisite 4 bedroom, 4 bath Townhome where luxury, comfort, and coastal charm converge. Nestled in a quaint seven unit community, this 3 story residence offers condominium convenience with the spaciousness of a single-family home. Unique to this end unit, a private paver patio is enveloped by lush tropical landscaping, overlooks the community pool and offers a serene retreat right at your doorstep. Step inside and be enveloped in sophisticated beachside living, adorned with elegant shutters, designer tile, and sea grass wallpaper. The first floor features a private 2 car garage, the first of two laundry stations, and a full bedroom and bath, simplifying daily tasks. On the second floor, luxurious marble counters and backsplash highlight the open-concept living, dining, and kitchen area, ideal for entertaining or unwinding. A second bedroom and full hall bath provide ample accommodation for guests. The third floor offers a second laundry station, an oversized primary suite with a designer bath, and a fourth bedroom with a full bath, perfect for an office or nursery. An elevator services all three floors for added convenience. Enjoy outdoor living with two balconies that overlook the community pool. A private gated walk provides easy access to Beach Ave and the Atlantic Ocean. With the town center minutes away, dining and shopping are within easy reach. Schedule your private showing today and embrace Atlantic Beach living in unparalleled luxury and comfort.

Features

  • Parking: Garage
  • Heating: Central
  • Cooling: Central Air, Electric
  • Amenities: Beach Access
  • Bedrooms: 4
  • Baths: 4 full
  • Complex: Cottages Of Atlantic Bch
  • Year Built: 2004
  • Common Charge: $750 Monthly
  • Approx Sq. Feet: 2,850
  • Acreage: 0.01
  • Est. Taxes: $0
  • Appliances: Dishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
  • MLS#: 2030303
  • Days on Market: 169 days
  • Website: https://www.raveis.com
    /prop/2030303/50beachcottagelane_atlanticbeach_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

50 BEACH COTTAGE Lane, Atlantic Beach, FL, 32233

$1,525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,220,000 $1,220,000 $1,220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,812 $7,812 $10,712
Total Monthly Payment $7,937 $7,937 $10,837

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.