There is no better place to spend some time on Sand Key and enjoy the beautiful Gulf of Mexico! This 2BR/2BA, Harbour Light Towers unit has direct Gulf front views, evening sunset views as well as a view of the pool. You can see as far as Clearwater Beach from your balcony! The outdoor common areas have wonderful space to relax by the pool, grill out with the community grill, and of course, a direct path to the beach. Just a walk across the street to shopping and dining at the Shoppes of Sand Key. Laundry is shared on the hallway just steps away. Catch the Jolly Trolly right out in front of the building! Tenant to pay fees, such as cleaning, 13% tax, processing and application fees. NOTE: UNIT IS BOOKED FOR MARCH 2025 - MAY 31, 2025.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,360 | $3,360 | $3,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $23 | $23 | $29 |
Total Monthly Payment | $98 | $98 | $104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.