Gorgeous and spacious 2021 home, 4 Bedroom 3 bathroom (1 full bath downstairs and 2 full bath upstairs); nestled in the very desirable Alford Oaks neighborhood. Upon entering, you'll immediately notice the spacious open floor plan that creates an inviting, bright and airy atmosphere. One full bedroom and bathroom plus a flexible area make the first floor very desirable with plenty of upgrades. The flex room can be used as another bedroom downstairs. The main level features a generous living area, perfect for family & friends gatherings for many memories. Features state of the art ceiling speakers on the loft. The amazing kitchen features, 42 inch wood Cabinets, granite counters and 4 inch backsplash. Walk in pantry, appliances included: Stainless-steel Range, Refrigerator, Dishwasher, Disposal, Washer, Dryer, & Microwave. Garage with separate AC. This home offers plenty of space for family or guests. The master bedroom, located on the second floor, is a retreat with its en-suite bathroom and LARGE walk-in closet. Master bathroom included shower, dual sinks. The remaining bedrooms are generously sized, providing flexibility for various uses such as home offices or exercise rooms. Step outside onto the large private landscaped, fully fenced backyard, where you can enjoy privacy to relax or play. Situated in dynamic Haines City, Alford Oaks is near US-27 & 17-92, residents enjoy quick connectivity to work and leisure destinations. Home designed with energy-efficient features, ensuring lower utility expenses. There is a Publix under construction in less than 10 min walking distance from home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $557 | $557 | $557 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,651 | $2,599 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.