Under contract-accepting backup offers. This is the one you want in Shadow Brook. You can own your own little piece of paradise. Behind you is a beautiful green pasture. This beautiful home is located in the much sought after Shadow Brook Community. Shadow Brook is a non age restricted pet friendly community. You own the property so there is no lot rent. This beautiful home has been totally remodeled. It has been painted inside and out. It has all new lights and fans. The bathrooms have been totally replaced including new showers, toilet and new vanities in both bathrooms. The Water Heater is 6 years old. All the floors have been replaced with luxury vinyl flooring. The kitchen has all new cabinets and brand new Samsung appliances. Including a refrigerator, Stove, Dishwasher and built in microwave. New epoxy paint on the driveway. There is a new front door. It has a repaired vapor barrier. Shadow Brook features a heated community pool, shuffle board courts and a clubhouse with a library and pool room. This is a great location located near the Sunshine Skyway Bridge and 75. The beautiful beaches of Anna Maria Island are a short drive away. Room sizes are approximate. This one will go fast. Please use AS IS Contract
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,600 | $159,600 | $159,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,089 | $1,061 | $1,346 |
Total Monthly Payment | $1,244 | $1,216 | $1,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.