3806 Osprey Pointe CIRCLE, Winter Haven, FL, 33884 | $280,000

Step into your welcoming home in the serene Osprey Pointe community, where accessibility and comfort await. This cozy 3-bedroom, 2-bathroom house has been thoughtfully designed with custom accessibility features, including wheelchair accommodations, tailored to your needs. As you enter, you'll be greeted by an open floor plan with updated porcelain tile from 2022. The kitchen is spacious and well-equipped, offering ample room for meal preparation and gatherings. The master bedroom provides a spacious layout with a walk-in closet and double sinks, catering to your convenience. The home was constructed with sturdy pre-caste concrete walls, this residence offers durability and peace of mind. The innovative "tubes in the wall" pest system and security features contribute to a secure and comfortable living environment. Storage solutions are abundant throughout the home, including the garage, ensuring your belongings are organized and easily accessible. Step out to the enclosed lanai to unwind or socialize at the clubhouse and community pool. For a relaxing retreat, head to the dock on the tranquil lake Ned for a leisurely day of fishing. Experience the convenience and comfort this home in Osprey Pointe provides from the moment you arrive. The HOA also offers comprehensive lawn care services as part of its inclusive package. Schedule a visit to explore how this welcoming space can cater to your needs and become your ideal home.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,635
  • Acreage: 0.12
  • Est. Taxes: $1,721
  • HOA Fee: $185 Monthly
  • Lot Desc: Landscaped, Unincorporated
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: P4930734
  • Days on Market: 172 days
  • Website: https://www.raveis.com
    /prop/P4930734/3806ospreypointecircle_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:17:07 PM)
Listing courtesy of KELLER WILLIAMS REALTY SMART 1   Phone: 863-508-3000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3806 Osprey Pointe CIRCLE, Winter Haven, FL, 33884

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $143 $143 $143
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,547 $1,509 $1,905
Total Monthly Payment $1,765 $1,727 $2,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.