Classic c. 1830 home built by a prosperous mill owner in town, owned and loved by the current owners for half a century. Wide lawns frame the home with 45 acres of natural woodland on the hills behind - not logged recently nor in the Vermont Current Use Program. The home has many original features including 2 fireplaces, curved plaster walls, large living room, adjoining family room, dining room, downstairs bedroom and bath, 3 bedrooms upstairs and a large bunk room with 5 built-in beds. The family eat-in kitchen and adjoining screened porch complete this large welcoming home. Much storage everywhere plus a classic large post and beam barn. Room for everyone and even "room for a pony". Sit on the front porch and listen to the Saxtons River across the road. Or, walk to the vibrant village center, meet neighbors, have lunch or dinner at the Grafton Inn or the Market and visit the library for the latest news and books. .
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$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $849 | $849 | $849 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,575 | $3,529 | $4,577 |
Total Monthly Payment | $4,516 | $4,470 | $5,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.