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80 N Malcolm Street, Ossining, NY, 10562 | $650,000
Welcome to this classic two-family home in Ossining, boasting beautiful curb appeal and a charming front veranda. This property is a fantastic investment opportunity, perfect for those looking to live rent-free or generate rental income. The left-side unit welcomes you with an entryway leading into a spacious living room. The extra-large eat-in kitchen is ideal for gatherings and has a door to an enclosed porch with direct access to the yard. Upstairs, you'll find three comfortable bedrooms and a hall bath. A walk-up attic offers ample storage space. The right-side unit mirrors the left with its entry, generous living room, and expansive eat-in kitchen. From here, step out to a covered porch and enjoy the spacious fenced-in yard. This unit also features three bedrooms, a hall bath, and a walk-up attic for additional storage. Both units have access to a full unfinished basement, providing plenty of room for storage or potential future expansion. The property is enhanced with solar panels, making it cost-efficient and environmentally friendly. Conveniently located just five minutes from the Metro North station and the waterfront, and close to shops, dining, transportation, and highways, this home is perfect for commuters. Don't miss out on this exceptional property in a prime location!
Features
- Bedrooms: 6
- Baths: 2 full
- Units: 2
- Style: Multi Family
- Year Built: 1875
- Heating: Oil, Hot Water
- Cooling: None
- Basement: Full, Unfinished
- Approx Sq. Feet: 2,080
- Acreage: 0.12
- Est. Taxes: $13,985
- Lot Desc: Near Public Transit
- Middle School: Anne M Dorner Middle School
- High School: Ossining High School
- School District: Ossining
- MLS#: H6311414
- Days on Market: 89 days
- Website: https://www.raveis.com
/prop/H6311414/80nmalcolmstreet_ossining_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
80 N Malcolm Street, Ossining, NY, 10562
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $1,165 | $1,165 | $1,165 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
| Total Monthly Payment | $4,717 | $4,713 | $5,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535