Tucked away in the forests of a quaint Vermont town, this charming year-round home offers over 5 acres, featuring 2 bedroom, 2 bath home, garden space, lean-to storage, ATV and hiking trails, and serene stream. It's an ideal, secluded spot for meditation, gardening, hunting, and horseback riding. The well-maintained house includes an insulated, heated garage with a wood stove that often warms the entire home, minimizing the need for oil heat. Skirting has been upgraded with fiberglass insulation and pressure-treated wood siding. Shed with a surrounding fence, perfect for a chicken coop, is also on the property, along with a lean-to and an expansive shipping container for storage. The land boasts pine, hemlock, spruce, apple, and maple trees, offering potential for hobby maple tapping. The surveyed lot includes a 5. 7-acre lot with home on concrete slab, conventional septic system, and drilled well. A long, manicured driveway ensures privacy from neighbors. New stone recently poured adding even more parking! Conveniently located near Enosburg and Richford Villages for amenities, Lake Carmi State Park and Missisquoi River for boating and fishing, and Jay Peak Mountain for year-round recreation. Snowmobiling and ATV trails are plentiful, and the town's border with Canada allows for easy shopping in Quebec. Begin your homesteading adventure today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,728 | $2,229 |
Total Monthly Payment | $1,804 | $1,803 | $2,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.