****HOA Fee Reduced!!!****Enjoy the freedom of a maintenance-free lifestyle in the beautiful Raintree Manors community of Temple Terrace. This meticulously maintained 1-bedroom, 1. 5-bath condo with a garage is truly move-in ready, with exterior building maintenance, roof replacement, and building insurance all taken care of. The interior has been fully updated with details reflecting high-quality workmanship. Upgrades include a new roof (2022), fresh exterior and interior paint, luxury vinyl flooring, and new doors throughout, including steel, fire-rated & thermal front & garage doors. All windows and sliders have been replaced with double-paned, Energy Star Low E thermal windows with UV filtering. The gorgeous kitchen features quartz countertops, shaker-style wood cabinets (soft-close), a pantry with pull-out drawers, and all new stainless steel appliances, including a Samsung French door refrigerator and LG electric convection oven with air-fry capability. Both bathrooms have elegant upgrades, including quartz countertops, wood cabinets, modern fixtures, Kohler high-efficiency toilets, and Onyx Surround in the master bathtub. The electrical system has been inspected, with the main 150-amp breaker replaced, and all new outlets and switches, including GFCIs in wet areas. Plumbing has been replaced with CPVC tubing for peace of mind. Unwind in your private enclosed patio, ideal for entertaining and for plant lovers, providing a serene escape. The monthly HOA fee covers water, sewer, trash, basic cable, lawn service/irrigation, exterior building maintenance, insurance, escrow reserves, and amenities. Amenities include two community pools, tennis courts, and RV/boat storage for a small fee. This property's prime location provides quick access to USF, Moffitt, I-75, I-4, I-275, Downtown Tampa, and numerous shopping and dining options. No flood insurance is required. Some photos have been virtually staged.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,214 |
Total Monthly Payment | $1,156 | $1,155 | $1,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.