Under contract-accepting backup offers. MAKE YOUR BEST CASH OFFER on this desirable Clearwater POOL HOME. This will be a great project to restore this gem to its former glory and beyond. You will find an open floor plan with eating space in the kitchen and a separate dining area. Terrazzo floors throughout. The lanai has been enclosed with central a/c added in the ceiling. This adds 160SF of living area to bring the actual size to 1184SF. There is a half bath in the garage in addition to the main bathroom in the house. The shingle roof is 16 years old with no known leaks. The a/c system is only 4 years old. The in-ground pool was in working condition until the pump was turned off in mid May 2024. The huge fenced back yard provides space to expand the house if desired. Multiple storage sheds. The quiet neighborhood is centrally located and close to everything you need. This home needs cosmetics and the outdated electrical system needs to be upgraded. There is great potential here. The bones appear to be solid with no known major issues. Room dimensions are rounded to the nearest foot. Buyer to verify exact measurements. ***You must physically see this home in person in order for your offer to be considered***
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,715 | $1,714 | $2,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.