Your opportunity to own this WATERFRONT gem has arrived, nestled in the heart of the growing community of Ruskin, Florida, with WATER ACCESS to Tampa Bay & the Gulf of Mexico from your backyard!! Bring your boats, jet skis, fur babies, & toys because here you have NO burden of any HOA or CDD fees & can ENJOY your property however you choose to do so, not to mention saving you significant expenses annually. This impeccable property boasts the perfect combination of luxury and practicality, just built in 2020, and provides an abundance of unique upgrades for your slice of paradise. Upon arriving at the home, you will notice the incredibly large lot, expansive driveway, lush landscaping, and a beautiful spacious porch, just one of the many spaces this home offers to sit back and soak in the serene views. Step on in to discover a meticulously designed interior featuring premium solid surface flooring, elegant crown molding, and stylish plantation shutters throughout. The airy living and dining area immediately captivates with its panoramic water vistas, providing versatile spaces for both casual relaxation and lively entertaining. This is just the start of the many spaces you can choose to entertain, whether you are having an easygoing night in or hosting a party. This home has it all. The gourmet kitchen is truly a chef's dream, complete with granite countertops, soft close drawers, stainless steel appliances, a wine refrigerator, a large pantry, a lazy Susan for plenty of convenience, light & bright cabinetry, and a Butler’s pantry. The expansive island with bar seating effortlessly facilitates gatherings and informal dining. The open layout seamlessly flows into the spit bedrooms, offering the perfect balance of privacy. The primary bedroom features a massive custom walk-in closet, a luxurious en-suite bathroom with dual sinks, and a glorious walk-in shower. On the opposite side of the home, you'll find a guest bedroom, a bathroom with a shower tub combo, and a large office that can easily be converted into a third bedroom. Now for what you have been waiting for, your backyard oasis. Step outside and prepare to be enchanted by your very own sanctuary, providing sparkling panoramic views of the Little Manatee River, a screened-in lanai with a hot tub – perfect for relaxing and enjoying during the cooler seasons or for taking away any aches & pains. The outdoor space also provides SO much more, including a brick fire pit, & a huge brick paved area leading you to the outdoor cooking nook; it is the ultimate space for gathering around and appreciating the glistening water views, sunshine, breeze, lovely boats passing by, and the beautiful Florida wildlife. Also, you have endless opportunities with a large shed that will give you ample storage for all your needs or create a workshop, home gym, or hobby area. The dock provides electricity for your convenience, while the boatlift can accommodate up to an 8000-pound boat for endless waterfront adventures. Don't miss the opportunity to make this waterfront oasis your own. Located in the up-and-coming Ruskin area of Florida with close proximity to plenty of dining, shopping, Mac Dill Air Force Base, Siesta Key Beach, and much more! Call us for your exclusive showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,920 | $583,920 | $583,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,885 | $3,836 | $4,924 |
Total Monthly Payment | $4,382 | $4,333 | $5,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.