Welcome to Coral Pointe at Harbourside, located in St. Pete Beach. This interior 1265 sq ft unit has 2 bedrooms, 2 baths and a bonus room off the kitchen which can be used as an office or TV room. The unit comes furnished with a few exceptions. Bring your decorating ideas and design the unit to your specifications. Sit on the large balcony overlooking the Boca Ceiga Bay while watching the dolphins, manatees and seasonal birds fly by. Storage unit #204 is located by the elevator and provides a good size cage for plenty of storage. Coral Pointe has guest parking under the bldg. and in front of the bldg. Parking space 46 is assigned to unit 204. When Constructing Harbourside, JMC the contractor used Solid Steel reinforced concrete construction rather than hollow concrete blocks. Amenities include 6 swimming pools, 5 tennis courts with Pickle ball courts, 2 fitness centers, Men and Women's Gyms, Jacuzzi, saunas, shuffleboard, outdoor grilling, 3 car wash station with vacuum & air, Car Charging station, Marina with 3 docks and 87 deeded slips. There is no deeded slip to this unit but there are slips available to rent or purchase from other owners. Harbourside’s Clubhouse has a full social agenda, card room, billiard room, library, Grand room with kitchen and a 1. 5-mile walking trail around the island to exercise or walk your pet. Coral Pointe allows owners one pet under 20 pounds. Walk to drive to the Beach or the famous Corey Ave for shops and restaurants. Downtown St Petersburg, Rays Baseball, museums, restaurants and the ferry to Tampa all within 15 mins. Come see and experience Resort style living at its best. Seller would like to close In October 2024
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $4,078 | $4,032 | $4,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.