This home has an assumable loan! Welcome to this stunning three bedrooms and two and a half bath home in the highly sought-after original community of Harmony. Perfectly located within minutes to Harmony Community School, parks, and the golf course, this residence offers unparalleled convenience and charm. The home features a new roof (2020) and A/C unit (2019) including Smart HVAC Thermostat for your peace of mind. Many upgrades throughout with new Electric garage door opener with keypad entry, PVC fence, Water softener system, Carpet throughout the house (Second floor only), Wall paint in every room, All new Appliances (Refrigerator, Dish Washer, Range, Oven, Microwave), Automatic Sprinkler System and Video Doorbell System. The first floor showcases beautiful wood laminate and tile flooring. The kitchen is a chef's delight with wood cabinets, recessed lighting, a closet pantry, a tile backsplash, granite countertops, and all appliances included. The remodeled half bath on the first floor adds a touch of modern elegance. The formal dining room, den, and living room provide ample space for entertaining and family gatherings. Step outside to the rear screen-enclosed porch, perfect for relaxing and enjoying the Florida weather. The second floor features a spacious owner's suite with an en-suite bathroom that includes a dual sink vanity, garden tub, separate shower, and a large, organized closet. And two spacious bedrooms with hall bathroom. Harmony is a quiet, family-friendly community that offers a welcoming atmosphere and modern amenities designed to promote a healthy and social lifestyle. Enjoy the town square for events and casual gatherings, resort-style pools, a splash pad, parks, picnic areas, a unique observatory deck, tennis courts, and a fitness center. The community's convenient location is just down the road from Harmony Community School. Buyer to verify all room measurements. CDD taxes are included in the property taxes.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $3,000 | $2,941 | $3,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.