Life is good at this conveniently located ranch home on a private road with a spacious backyard. Enjoy the view while sipping coffee on the back deck or host a barbecue for family, neighbors and friends. Plenty of room for a pool or garden. The lower level doubles the finished living space and provides separate walk-out apartment with full kitchen, bath, laundry and living space. Perfect for guests or occupants that prefer their own space. You'll enjoy utility savings with the energy efficient solar panels and the two-car garage has plenty of storage space for vehicles, tools, and toys. This home is conveniently located near Red Hook, Tivoli, Rhinebeck, Bard College and Hudson. Recreational opportunities abound at nearby Clermont State Park, Taghkanic State Park, Poet's Walk, and Ferncliff Forest. After enjoying the great outdoors stop in at one of the many nearby breweries and wineries. Please note that occupant works from home so viewing the lower level is not possible on weekdays. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached, Appliances: Electric Water Heater ConstructionDescription: Wood Siding,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $887 | $887 | $887 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,628 | $3,348 |
Total Monthly Payment | $3,623 | $3,590 | $4,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.