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426 Kostner STREET, Port Charlotte, FL, 33954 | $490,000
This home has been remodeled extensively and it has an enclosed 618 square-foot INDOOR POOL under roof. (Not a screen enclosure) The pool is heated and it has an oversized solar heating system. The two-car garage is under air and it is currently being used as an office. This home has an 18 SEER air conditioner which saves money compared to a 16 SEER. The home has city water and city sewer. This home has 3 full bathrooms along with 3 bedrooms. One of the unique features of this home is a raised loft bedroom over the shallow end of the pool with a large window so that you can watch whatever is going on in the deep end of the pool. (You have to see it for yourself) Conveniently located with quick access to Interstate 75 and Tamiami Trail via Veteran's Parkway from Atwater Street. The standby generator and fuel tank are not included in the sale, but the ATS (Automatic Transfer Switch) will be left installed for connection to a new standby generator if so desired. This home was damaged during hurricane IAN in 2022. The USAF veteran owner has completed most of the repairs at his own expense with the exception of the roof. The owner is currently in the process of suing the insurance company and he is offering this home at this reduced price because the roof still needs to be repaired. The two storage sheds behind the home have been reconstructed out of cement board on a wood frame. The storage sheds have 2x6 rafters and a shingle roof too. The fence has two sets of double gates on both sides of the home allowing complete access to the back yard from either side. The north side of the home has a 70-foot long concrete slab for parking your RV and/or boat. There is an additional concrete slab behind the home which could be used as a patio area, but it is not covered by a roof.
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 80 x 125
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 1983
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,648
- Acreage: 0.23
- Lot Size: 80 x 125
- Est. Taxes: $1,584
- Lot Desc: In County, Landscaped, Level, Private, Unincorporated
- Elem. School: Liberty Elementary
- Middle School: Murdock Middle
- High School: Port Charlotte High
- Pool: Gunite, Heated, In Ground, Indoor, Solar Heat
- Appliances: Built-In Oven, Cooktop, Dishwasher, Refrigerator
- MLS#: C7493837
- Days on Market: 134 days
- Website: https://www.raveis.com
/prop/C7493837/426kostnerstreet_portcharlotte_fl?source=qrflyer
Listing courtesy of CHARLES KNIGHT SOLE PROPRIETOR Phone: 941-286-2874
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
426 Kostner STREET, Port Charlotte, FL, 33954
$490,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $132 | $132 | $132 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,608 | $2,605 | $3,361 |
| Total Monthly Payment | $2,815 | $2,812 | $3,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388